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勞保資訊 yang - 勞健保資訊 | 2024-01-30 | 點閱數： 1609

非同一筆退休金！「勞保老年給付、勞工退休金」差在哪？

許多民眾常把新制勞工退休金與勞保老年給付搞混，以為這是同一筆錢，其實新制勞工退休金與勞保老年給付是兩種不同的制度，不會互相影響也沒有替代性喔！


【新制勞工退休金：強制雇主每月應為勞工提繳不低於每月工資6%的退休金】
新制勞工退休金係依據勞工退休金條例辦理，自94年7月1日施行，規定雇主應為適用本條例的勞工，自到職日起至離職當日止，按月為其提繳不低於每月工資6%的退休金，儲存於勞保局設立的勞工退休金個人專戶，且專戶所有權屬於勞工本人，退休金可累積帶著走，不因勞工轉換工作或企業歇業、關廠而受影響。

註：舊制勞工退休金則係依據勞動基準法辦理，如有相關疑義，請逕向事業單位所在地之勞工行政主管機關（即縣市政府勞工局 、處）洽詢。

【勞保老年給付：等到符合老年給付請領條件時，可向勞保局提出申請】
勞保老年給付則是根據「勞保條例」所提供的一項社會保險給付，勞工只要依規定繳交保險費，當符合一定條件時，便可向勞保局提出申請。

此外，勞工退休金主要保障的是受僱勞工，而勞工保險除了受僱勞工外，無一定雇主或自營作業的勞工也都能參加喔！
【新制勞工退休金年滿60歲即可請領，並分為一次退休金和月退休金】
勞工年滿60歲（或未滿60歲喪失工作能力符合勞工退休金條例第24條之2規定）時，無論是否在職，即可向勞保局提出申請，提繳年資滿15年，可選擇請領月退休金或一次退休金；提繳年資未滿15年，僅能領一次退休金。

【勞保老年給付可分為一次給付和按月領取的年金給付】
98年1月勞保年金施行後，在老年給付方面除了原來的一次給付外，另外提供了按月領年金的方式。

為了保障原有勞工的權益，條例特別規定只要「98年1月1日勞保年金施行前」曾參加過勞保的人，就具有選擇一次請領或按月領年金的權利。
最後～提醒大家，因為「新制勞工退休金」跟「勞保老年給付」是兩種不一樣的制度，所以勞工只要符合請領條件，二項都可以申請喔！

新制勞工退休金更多資訊：點我連結 https://www.bli.gov.tw/0000007.html　

勞保老年給付更多資訊：點我連結　https://www.bli.gov.tw/0004856.html

本文轉載自《勞工保險局FB粉絲團》

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Enough ranges of testosterone might help enhance mood, vitality levels, and cognitive function. Nevertheless, decreased levels can result in fatigue, despair, and an general decline normally well being. And you don’t should be a fitness enthusiast to need to get more bang out of your buck. The onerous reality is that generally typical bodybuilding supplements from giant diet corporations just aren’t enough. These forms of sports supplements are the perfect approach to get ahead of your competitors. No matter what your targets are, choosing the proper authorized steroid dietary supplements is important to your success. You might have one legal steroid that accommodates important amino acids to boost muscle growth. Lastly, authorized testosterone steroids might not directly contribute to fat burning by enhancing muscle growth. Since muscle tissue are more metabolically lively than fats cells, a rise in muscle mass can result in a higher resting metabolic fee. Amino acids, similar to L-arginine and L-isoleucine, are additionally crucial parts of legal steroids, as they help stimulate muscle growth and restore. Our selection course of for the most secure authorized steroids was meticulous and thorough. We evaluated components corresponding to ingredient security, scientific backing, dosage instructions, customer suggestions, formula transparency, producer's credibility, value, and overall worth. SARMs and HGH are potentially the closest compounds to anabolic steroids we've seen in our clinic, with them mimicking the muscle-building and fat-burning properties (with some aspect effects). Our patients who have taken HGH nonetheless expertise several unwanted effects (similar to anabolic steroids), including an elevated chance of heart illness (left ventricular hypertrophy) and kind 2 diabetes. Our products can safely and legally give you much of the identical advantages of synthetics as well as acting because the constructing blocks of muscle and mass increase. Many authorized steroid customers stack merchandise (e.g., a bulking and testosterone booster combo) for enhanced results. Look for pre-formulated stacks from trusted brands to avoid ingredient overlap or extra dosages. Anybody above the age of 18 who is serious about muscle constructing and athletic efficiency is encouraged to make use of D-Bal Max. This supplement is simply effective when used along side a healthy diet and frequent train. Sure, legal steroids on our listing and in the marketplace are secure to use since they are created from natural components which might be secure for consumption. Nonetheless, you will need to follow the beneficial dosage and only buy from reputable producers. A nutritious diet performs an important position in achieving fitness objectives, particularly when combined with authorized testosterone steroids. These supplements are supposed to boost workout efficiency, muscle mass, and total vitality. The key to unlocking their full potential lies within a balanced, protein-rich food plan. The use of legal steroids is turning into more and more popular among fitness enthusiasts who want to enhance their efficiency without the adverse unwanted effects of illegal anabolic steroids. In this part, we are going to focus on the ten greatest authorized steroids available out there that may assist you to safely obtain your fitness goals. The decision to make use of legal alternate options to anabolic steroids comes with quite a few advantages. Bear In Mind to speak to your doctor earlier than adding a new complement to your steroid replacement routine. This half will stroll you through some steps to get Legal Steroids Coupon Codes and Promo Codes, so you can save cash while shopping online at Legal Steroids. SDI Labs reserves the proper to terminate your access to the Web Site if it moderately believes, in its sole discretion, that you've got breached any of the phrases and conditions of this Agreement. Anvarol also helps to reduce muscle fatigue, making it potential to work out for longer intervals without feeling drained. This steroid different has been shown to haven't any negative unwanted effects on the liver or kidneys, in contrast to Anavar. With its 60-day money-back guarantee, D-Bal is a risk-free funding that may help you achieve your health goals and switch you into a beast at the fitness center. You’ll still need to just make sure you are very cautious concerning the authorized steroids you choose to maneuver ahead with. You want to make certain that they're respectable, produced by a company you possibly can trust, and are exactly what you may be ordering and not some knockoff or phony substitute. With features comes side effects and designer steroids corresponding to, Superdrol, have been proven to be a few of the most poisonous anabolics of all time. Gians of 10-15lbs in per week is not exceptional, but the drastic results on cholesterol, kidney and liver values creates a strong downside. In Accordance to an older review from 2008, even a modest quantity of this stimulant equating to around three milligrams per kilogram of physique weight seems to provide performance-enhancing advantages. You’ll additionally prevent the possible bodily and psychological hurt of counting on artificial substances to attain the level of fitness you need in the process. Anabolic-androgenic steroids (AAS) are synthetic (manufactured) variations of the male intercourse hormone testosterone. Women need to be very cautious with the anabolic steroids they use, as we've discovered many trigger masculinization. For example, testosterone can enlarge a woman’s clitoris and reduce her breast size. Nonetheless, when taking any type of pill, it's always recommended to take a break from them; thus, if you take authorized steroids for eight weeks, it’s suggested to take eight weeks off after this.

 

 Best Steroids To Get Ripped: The Google Technique

Not Like oral steroids, most injectable compounds aren't 17-alpha alkylated, making them less toxic to the liver. Injectable steroids also provide extra steady hormone levels and are better tolerated total. Its reputation for delivering outcomes is what has stored Winstrol as one of the in style anabolic steroids for decades. It’s probably the most tolerable and the least prone to cause virilizing symptoms at low to moderate doses. For women first treading into the world of AAS, Anavar is almost always the FIRST selection – and sometimes the one selection for those desirous to avoid virilization. Anavar excels at providing you with significant enhancements in aesthetics – leanness, hardness, dryness, and, in short, getting ripped and shredded. Anavar will help keep your efficiency and power capacity even on the most limited of calorie-deficit diets. Critically, your outcomes are going to include the preservation of your existing lean muscle. Winstrol use amongst females has turn out to be more widespread, and it will nearly completely be oral Winstrol. This is a low dose, however every further milligram a female takes of Winny does make a giant difference and runs the risk of taking you from a tolerable cycle to at least one the place virilization begins to creep in. A Winstrol cycle can deliver a number of the finest definition, vascularity, and shredded results you can hope for. In these extra excessive cases, ladies can be using 15mg and even 20mg of Winstrol every day. Even if used for only two weeks before a contest, this dosage level will almost certainly start causing virilization. Anyone in addition to probably the most advanced hardcore bodybuilders should not think about using Winstrol above 10mg day by day. Anavar probably additionally increases ATP, immediately contributing to more strength and endurance37. The larger your dose of Anavar, the more severe your testosterone suppression is prone to be. It can take a quantity of months in your testosterone to recuperate its normal operate after finishing an Anavar cycle. Waiting for this to naturally happen isn't an possibility as a outcome of low testosterone is critically debilitating. And just like the optimistic outcomes, the quality of your Anavar can play a BIG part within the varieties and severity of unwanted effects. The impact of any steroid, including Winstrol, is different for various individuals. There are no black-and-white results on temper and psychological health in phrases of Winstrol use. Nonetheless, the truth that it suppresses pure testosterone manufacturing places guys at a better risk of low temper, together with lack of focus, irritability, and even depression. As at all times, utilizing a supply of testosterone in your Winstrol cycle can help alleviate these issues. If a feminine is set to make use of Dianabol, a starting dose of simply 2.5mg day by day is right. Increasing the dosage to 5mg every day is possible if adverse effects are manageable. Still, a small minority of females are identified to take 10mg of Dianabol per day, and this is considered a high dose the place virilization is almost certain to occur. As Soon As once more, if you're delicate or do not need to danger it, stick with the newbie plans listed above. Here’s a short overview of which supplements could additionally be fantastic to use in small doses and which to avoid. You have in all probability heard that steroids are dangerous or that it isn't worth it. Dianabol (like all AAS) is banned and prohibited as a performance-enhancing substance on the world sporting stage and in competitions. Testing optimistic for Dianabol can see you disqualified or completely expelled from competitions. Capsules are extra doubtless to be of low high quality and dosed much higher, and these must be avoided wherever potential in favor of tablets. As A End Result Of some testosterone transdermal techniques (e.g., Androderm) comprise aluminum or different metallic components, patients should be instructed to take away the patch before undergoing magnetic resonance imaging (MRI). Metal elements contained in the backing of some transdermal techniques can overheat throughout an MRI scan and trigger skin burns in the space where the patch is adhered. We have discovered trenbolone to be probably the most powerful anabolic steroid in the marketplace, famous for its fast outcomes (with acetate) and distinctive capability to transform body composition. We have seen a first-time testosterone cycle add 20–30 pounds of lean muscle to users—even in conservative dosages. When purchasing steroid injections, prioritize licensed pharmacies to ensure secure, efficient merchandise. Anavar is one of those oral steroids that I knew I’d be pretty comfy taking back once I began all this. In this guide, you will get to know the uses of Anavar, the way to run a Var cycle, the recommended dosage, cycle outcomes, and in addition where to purchase Anavar. PharmaHub is a user-friendly on-line retailer promoting one hundred pc genuine AAS merchandise including Sustanon injection. Let’s have a glance at tips on how to acknowledge a legal steroid from an illegal one, what precautions to take if you plan to use legal steroids, and what different proven methods you have to use to build muscle and power. Authorized steroids, also called multi-ingredient pre-workout supplements (MIPS), are over-the-counter (OTC) supplements. They’re meant to help with bodybuilding and improve workout efficiency and stamina.

 

 How you can Create Your Is Hgh Steroids Strategy [Blueprint]

Artificial chemical methods and biochemical methods ranging from natural uncooked materials containing sterols have already been well described and industrially developed [17]. Phytosterols have gained an rising importance as raw materials for the synthesis of steroidal drugs. The utilization of ldl cholesterol and phytosterol as the solely real carbon source by Mycobacterium sp. For development and proliferation have led to the development of microbial biotransformation processes for manufacturing of nearly all of steroidal drugs [18]. Medically-supervised hormone therapy stays the most effective method to increase levels of bioavailable growth hormone3. Under regular circumstances, HGH is created within the body’s pituitary gland and is liable for adolescent growth and improvement. As we age and grow older, our bodies naturally produce less growth hormone, inflicting bodily features to say no in effectiveness over time. Pro-Hormones or "steroid-precursors" had been broadly out there before the U.S. legislation was "Enhanced" in 2004. Whereas the strong majority of these pro-hormones fell to the wayside, due to the new laws, varied steroid companies have stayed one step ahead and continue to supply and sell many new types. Such gadgets are outlined by an enzymatic processes; they enter the body and once inside convert right into a usable hormone. Customers typically discover vital fat reduction, particularly around the decrease stomach. Moreover, B-AET lowers general stress, enhances immune perform, prevents muscle loss throughout calorie restriction, and has anti-inflammatory properties. In summary, the concept of Maximum Recoverable Volume (MRV) holds immense significance for these aiming to optimize their coaching routines for muscle growth and general efficiency. The optimal rep range for Maximum Recoverable Volume (MRV) is dependent upon individual factors, but generally, a moderate rep vary of 6 to 12 repetitions per set is efficient. This vary balances muscle rigidity, metabolic stress, and mechanical pressure, selling both power and hypertrophy. Such boards usually permit numerous suppliers to advertise openly on the board for a small payment, and in consequence their data is there for all to see. At any price, this is typically your greatest route to take, and while you’ll must be patient, you’re not going to obtain top quality data overnight, however your patience will repay in the end. Anabolic steroid message boards are top-of-the-line locations to seek out the knowledge you search, but as mentioned above there is not any method to outright and overtly ask such a query. On many message boards, direct posting of supplier data is towards the foundations; however, there’s hope. If you become an energetic member of the neighborhood and build a trusting relationship, you can see a few of the members shall be keen to discuss such info with you through the board’s non-public messaging system. Once this trust is constructed, you may not obtain a direct reply, however you might be pointed in the proper direction. These are the esters utilized by most novices as a result of they require less frequent injections (once each 4–5 days). Testosterone produces distinctive gains with out excessively harsh unwanted aspect effects. The identical could be discovered at your native health club; when you pay attention, you’ll all the time discover the larger guys are regularly bombarded with this query, and often in an annoying style. The Place can I get anabolic steroids, it is among the most obnoxious questions anybody can ask, and it’s one most individuals do not need to answer, not on a message board, and most actually not in real life. Of course, on message boards there’s another fear, and it revolves around defending the provider. On a message board, you rarely know who you’re truly speaking to; they’re merely a display screen name. Ask this question brazenly on a message board and you could be shunned forever; nobody will speak to you. Whereas it’s unlawful to purchase steroids and not utilizing a prescription, the black marketplace for steroids continues to thrive. Many individuals resort to underground markets, together with web sites, forums, and road vendors, to obtain steroids illegally. If a pharmacy doesn’t have an precise US address or claims they can provide testosterone prescriptions online after you fill out a short form, don't have interaction with them. Filling out a kind does not qualify you to obtain a viable, legal prescription. If a web site states that you simply don’t require a prescription to get TRT or don’t need to indicate proof of a diagnosed medical condition, do not purchase testosterone or any other prescription medicine from them. However, strict laws apply to ethical steroid prescription practices by physicians in America. Even though they’re prescribed for some medical conditions, anabolic steroids can be doubtlessly harmful in several ways. Being conscious of those points can help you better perceive what you’re experiencing if you use steroids. This data can also help you make a plan for coping with your misuse of steroids. In the United States, steroids fall underneath the classification of controlled substances due to their potential for misuse and abuse. This means that, usually talking, you can not legally acquire them without a prescription from a medical skilled. Astute bodybuilders well-versed on this matter try to secure a supplier affiliated with a prestigious product line. Furthermore, the deceptive follow of mislabeling is distressingly commonplace, wherein one steroid is marketed, however a completely distinct compound is surreptitiously delivered. Alas, the quality of merchandise originating from such clandestine laboratories is dubious at finest. Typically you'll discover an amazing figure and look robust and minimize then ever before. For ladies there actually isn't any substitute for a anavar cycle for bulking or cutting. This quantity of funds can add up for men as they often need a lot larger doses of hormones to get the impact they search in phrases of physical physique.

 

 10 Things To Do Immediately About Anabolic Steroids Oral

Whereas there are some glorious underground labs out there, others depart a lot to be desired, and you'll find your self with underdosed or contaminated Testosterone Cypionate. Finding a supply for purchasing Testosterone Cypionate shouldn't be too difficult for most people, with this being one of the more widespread and broadly obtainable steroids. Testosterone Cypionate is thought to have some adverse effects on cholesterol. You won’t discover a steroid that doesn’t impact cholesterol and the cardiovascular system to some extent. • After eight weeks, the authors advocate rechecking testosterone and gonadotrophs. At week 10, SERM dose ought to be reduced to 50% of beginning dosage and continued till the goal testosterone stage is achieved. • 4-week testosterone taper with SERM (Clomiphene 25 mg every other day), followed by rechecking testosterone and gonadotrophs. After 4 weeks, the creator suggested ending testosterone therapy and continuing SERM use, additionally including hCG 1000–3000 IU SQ 3 occasions weekly if labs suggested a poor response. Dbol or Dianabol is an oral steroid as we now know, which signifies that liver damage is sort of guaranteed. It does this by inhibiting the HPT (hypothalamic-pituitary-testicular) axis. However, due to Dianabol inflicting some extracellular fluid retention (water amassing outside the muscle cell), we don't rate it as the best steroid for enhancing vascularity. Other steroids, such as trenbolone or Anavar, are superior in this regard as a end result of they don’t cause extracellular water retention. Dianabol additionally will increase red blood cell manufacturing, enabling extra blood circulate to the muscle tissue. Oxygen is transported to the muscular tissues by way of the bloodstream; thus, with extra oxygen provide, muscular endurance improves. We have had customers report power features of 25–30 lbs on their bench press (and other compound exercises) through the first week of administration (2). Power gains on Dianabol are outstanding and can be experienced in the early phases of a cycle. This side effect will differ between people, however it’s widespread for folks to report a low temper, depression, or extreme temper swings. Testosterone can enhance vascularity, and if you want to harden and dry up towards the end of the cycle, we will optionally run Anavar for two to a few weeks to complete off. There are several ways to combine these two, however I like Anadrol as a kickstart when using a medium to slower-acting testosterone. You can then choose to increase your testosterone use for so lengthy as desired, however I limit mine to 12 weeks here. Trenbolone’s further side effects (and it’s a really lengthy list) are worse than anything that Anadrol can throw at you. Your testosterone will bounce back fairly rapidly with PCT following Anadrol use, whereas with Tren being a Nandrolone AAS, you probably can stay suppressed for months afterward. Doses as high as 100 mg may additionally be taken every day and have been proven to be useful in recovering testosterone ranges in younger males after 2–3 months. Injectable Dianabol is an possibility for people who don’t wish to expertise liver points when taking this steroid. Dianabol is usually an oral steroid; nonetheless, there are veterinary versions of it available that can be injected, instantly entering your bloodstream and bypassing the liver. This cycle is just usually utilized by International Fitness and Bodybuilding Federation (IFBB) pros, where most muscle hypertrophy is crucial. If a person has taken testosterone before but not Anadrol, this cycle can additional increase muscular strength and hypertrophy. Stacking in this means can considerably enhance a consumer's outcomes in comparability with testosterone-only cycles. An aggressive PCT of hCG, Nolvadex, and Clomid is also doubtless required on this testosterone and trenbolone cycle to forestall testosterone deficiency and to assist retain results. As early because the second week of using Dianabol, you will expertise a rise in looking fuller, pulling heavier, and feeling fit. This rise is comparable to the way you appeared prior to using Dianabol and how you seem after using Dianabol. It can additionally be essential to keep in thoughts that the length of cycle Dbol cycle mustn't exceed six weeks, and that at least six weeks should pass between cycles. To comprehend the Dianabol cycle, it is important to first acknowledge that Dianabol’s energetic ingredient has a limited half-life. Every type of treatment has an lively part before it's metabolized and faraway from the body. The half-life of a drug is the amount of time it can stay within the physique before it's partially eradicated. The breakdown of glucose into usable vitality is elevated by the conversion of carbohydrate glycogen stored in muscle cells and the liver. The draw back of Anavar is that it is rather expensive, as a outcome of issue in manufacturing this compound and high demand. Subsequently, the financial value of experiencing reasonable gains could be very high. Dianabol was first created to be considerably more anabolic than testosterone however with less androgenicity.